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We specialize in personal and commercial insurance lines, surety and bonding, employee benefits, investment management, and retirement planning. We cater to specialized industries such as transportation, last mile delivery, fast casual restaurants, veterinary animal hospitals, food trucks, breweries, technology, landlord rental properties, startups, and construction.

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Why Choose Koziol Insurance | Retirement | Investment


Your home is more than just walls and a roof. It is a place of comfort and a source of pride. Make sure your home and everything you love about it will be properly covered in the event of a claim.

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Don’t be caught unprepared. When challenges or unanticipated changes come, life insurance is there to ensure your family will be covered.

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Your health should be one of your greatest priorities. Make sure you have the right coverage for both expected and unexpected health concerns.

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Exploring new places is exhilarating, but with every new experience comes risk. Recreational insurance policies are designed to help manage these risks, so you can return to the enjoyment you’ve earned.

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You have worked hard to build your business and take pride in its operation. Keep your business running smoothly with insurance coverage that protects what you’ve worked for.

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You rely on your wheels more than you may know, and the consequences of a vehicle's loss or damage can affect other parts of your life. The right insurance will help you to be financially protected against these consequences.

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Pets have doctor bills just like humans do. Pet insurance helps to cover the majority of those vet bills, so you can keep them as healthy and cared for as possible. Most policies typically cover up to 90% of the bill, allowing you to give them the full attention they need.

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